Montenegro’s central bank is preparing broader borrower-based lending measures from 1 January 2027, as housing credit, property prices and household indebtedness rise. The framework would assess affordability and collateral risk without imposing one identical limit on every borrower.
Browsing: household debt
Bank lending in Montenegro reached EUR 5.892 billion at the end of August 2026, up 9.8% year on year. The central bank assessed systemic risk as moderate and is preparing borrower-based safeguards for January 2027.
